The notary should either seek counsel from the notary's own attorney or advise the party who appears to be __________ to go to an attorney.

• A. capable
• B. incompetent
• C. prepared
• D. ready

Answer: (B)

Assessing a signer's capacity and knowing when to seek legal guidance is what this item tests. A notary must ensure the signer understands the document and the consequences of signing. If a party appears to be unable to understand, or seems to be influenced improperly, the notary should advise them to consult an attorney or seek counsel for the notary’s own protection. This helps prevent notarizing a document when the signer lacks the mental capacity to consent, which could create invalidity or liability for the notary. The other descriptors—capable, prepared, ready—do not signal a capacity issue and thus would not require directing the party to an attorney.